16 apps like SoloFunds in 2024

Zirtue

Zirtue is that one platform that deeply understands the importance of helping the under-banked people.

For that, just like you put out a loan request on Solo Fund, Zirtue allows the user to request funds directly from people they know.

The best part of Zirtue is that you really don’t need a good credit check to request funds, as requesting funds on the app is open to all!

Also, the app doesn’t have any fixed repaying policy. Both the borrower and lender can decide the repayment terms and can go with the option that best with their preference.

Prosper

Though Solo Fund has created quite a fandom of its own, let us tell you that Prosper was among the first peer-to-peer lenders in the USA.

Developed by a leading mobile app development company, this platform offers users a personal loan of $2000 up to $50,000 - in mind that Solo Fund max loan is only $575.

The best part of an app like Solo Fund is that the members here share basic income and expense information with the app. This information helps the app to determine the loan rate the member is eligible for!

If you are looking to loan a huge amount of money, Prosper is your savior.

Lending Club

For people looking for quick personal loans, that too without any collateral, Lending Club can prove to be the best alternative like Solo Fund you can have!

What makes Lending Club the best app like Solo Fund is that here you can apply for a loan of up to $40,000. Though the terms for the loan might be fixed, the huge amount of the loan makes up for the drawback.

Usually, the app has a fixed 15-day repayment policy; however, the period can be extended if requested for valid reasons.

Not only can the user use the unlimited banking services of Lending Club, but they can also use this app to get high-yield savings, CDs, and a lot more.

LenMe

LenMe is another vital platform that believes that traditional lending and borrowing of money is failing people. Thus, it provides users with easy access to loans of about $50 to $50,000.

Just like Solo Funds, LenMe allows borrowers to connect with potential investors so they can invest their money in them.

What counts to be the best part of LenMe is that it takes exactly “three clicks” to borrow money from the app. The only con of this app is that the people might have to provide their security number to the application.

Brigit

Being developed by a renowned mobile app development company, Brigit is surely one of the best apps like Solo Funds in 2024.

The best part here is that you don’t have to own an outstanding credit score to get funds from this app. Without a credit check, a borrower can easily get a $250 loan from the app with ease.

Not only this, but Bridgit also offers financial advice and alerts to the user for free. However, $9.99 might be charged if the user wishes to use the quick cash feature.

Chime

While Chime doesn’t provide people with loans, we have included this mobile app in our list of best apps like Solo Funds in 2024 because it's a good option for those who want an all-in-one mobile banking platform!

By opening up an account with Chime, a user gets access to a debit card for free. Not only this, the company offers the new user a Chime SpotMe program that provides users with $200 in overdraft protection.

This app, like SoloFunds, is best for people looking to build their credit!

Hundy

Just like SoloFunds, Hundy presents itself as the best platform to connect borrowers with investors who are seeking to lend users a hand. Though that the money people get from here isn’t a loan, but can be classified as cash advances that range between $25 to $250.

As per the claims of Hundy’s website, creating an account and requesting cash from the app takes only about five minutes for the user. At the same time, the transaction of the fund can take up to a day.

The best apps like SoloFunds have the same aim - to build a community of borrowers and lenders to make “money” the last problem for the people.

Possible Finance

If you are seeking a replica of a solo fund, then Possible Finance would surely serve you as the best pick.

With Possible Finance, anyone can instantly borrow up to $500 - that too without paying any upfront fee or interest. These borrowed money can easily be paid back in an installment of four months.

If compared to payday lenders and high-interest credit card companies, Possible Finance is surely the best alternative you can have. The only drawback of this best app, like Solo Fund, is that it doesn’t accept new users from states like Kansas, Kentucky, and Ohio.

GreenDot

Imagine if banking was similar to your Spotify Playlist - always on point and right there whenever you want it. That would be so cool, right?

GreenDot aims to make banking and money transferring a hassle-free process. The sleek and user-friendly interface this app comes with is far better than what app like SoloFunds offers.

Features like P2P transfers, easy mode of bill payments, and real-time notifications make GreenDot the best cash-borrowing app!

Being developed by a renowned mobile app development company, this app is available for iOS and iPhone users.

MoneyLion

Just like the SoloFunds, MoneyLion is another best app for people seeking immediate funds or cash. From budgeting tips to quick loans and investments, MoneyLion can be your viable partner.

The best part about MoneyLion is the investment options it comes with. You can literally invest the borrowed money on the app, make a profit, and then repay your debt with loads of profit in your hands, right?

To witness this, you need to give MoneyLion a try!

Dave

If you are looking for viable money-borrowing options that lend you some money without all the drama of credit score, then Dave is your life savior.

The best app like SoloFunds, doesn’t lend you money based on credit score. No matter how low your score is, you will still be able to get a loan of $25 to $500 from the app with ease.

Also, the app offers a fruitful repayment option so the user doesn’t have to worry about returning their money!

GO2bank

If you are thinking of a friend in your “broke” era, then GO2bank can be your best friend in that regard; just like SoloFunds, GO2bank gives users a quick and easy way to get cash.

Not only this but just like an international bank, GO2bank also offers users a high-yielding savings account to make the credit score of users presentable.

Moreover, just like SoloFunds, this app is highly secure and protected, so over this platform, you will know that your money is not going anywhere.

Cash App

If you are looking for a versatile platform that not only allows you to send money to your family and friends, but is also viable in borrowing and investing options, then a cash app can turn out to be your best pick.

Cash app is just like the other apps like SoloFunds that help get instant cash advances, making it the best option for someone looking for immediate cash assistance.

Users can easily borrow a loan of $20 upto $2000, depedining how eligible they are for the loan. Not only this, users can easily purchase stocks and Bitcoin directly from the app, making this app a secure option for investments.

Coming in handy with diverse features, it’s safe to say that Cash App stands as a strong alternative app like SoloFunds in 2024.

FloatMe

Are you seeking viable money-borrowing options? That, too, without credit checks, zero interest rates, and easy repayment options? Then FloatMe can turn out to be the best alternative for SoloFunds.

The best part about FloatMe is its payment processing time. With only a few clicks, any user can get instant cash advances from the application, that too, within an hour or two.

Coming with easy repayment options, FloatMe surely has got your cash needs covered!

Mint

Mint is a leading finance app like SoloFunds that is designed to assist users in efficiently managing their money.

Coming in handy with a user-friendly interface, Mint is a highly secure platform, too. On Mint, a user gets real-time insights on spending habits and budget tools that lead the user to have a presentable credit score.

Stay in control of your financial journey, and remain informed about your cash at all times with this best alternative, SoloFunds.

Credit

Credit is a cutting-edge financial app that is designed to empower users by simplifying budgeting, improving credit management, and tracking spending.

Coming in handy with intuitive features and an easy-to-use interface, Credit surely streamlines your finances and ensures that you make wise decisions when it comes to your money.

Also, the users who are seeking for instant loan can easily get a $25 to $500 loan from Credit!

Conclusion

For those who are in dire need of quick cash, then the above-enlisted applications would surely prove to be some best picks.

However, you need to know that every app comes in handy with its own set of features and functionality. Moreover, as you are dealing with Money lending apps, each app has its re-payment policies.

So before signing up and borrowing a loan from an app, it’s advised to choose the app that offers policies as per your terms - as the last thing you want is to be stuck between paying payments.